The Prepaid Master Card is offered to residents who live in the US, and can provide an address in the United States where the card can be shipped. Foreigners and US citizens who do not reside in the United States may recieve a Prepaid Master Card if they have family or friends who have a US postal address where the card can be mailed. Any mail that you recieve will have to be forwarded.
A debit transaction is classified online when the cardholder’s 4 digit PIN number is entered at point of sale via a PIN pad on a credit card terminal. Since it is not possible at this time to enter a PIN number on internet or other types of card not present transactions, this only applies to face to face credit card processing. By entering the 4 digit PIN the transaction is routed through the debit network vs. the Visa/MasterCard network. Since the cardholder is entering a 4 digit PIN number (only known by them) and the transaction is routed through the debit network, merchants usually pay a lower rate to process a PIN based debit transaction.